Golden Visa for fixed deposit UAE Investment UAE 2025: Comprehensive Guide on Process, Benefits & Eligibility

What if you could relocate to a new country just by opening a bank account?

The Golden Visa for fixed deposit UAE makes it happen! 

Open a bank account and deposit AED 2 million, and you’ll receive a special 10-year residency visa. This visa allows you and your family to live, work, and study in the UAE without restrictions.  

Having been in the industry for 12+ years, our Business setup consultants in Dubai know the Golden Visa’s intricacies. They will take complete ownership of your application, eliminating any service issues on your part.  

This guide will cover everything you need to know regarding the Golden Visa via fixed deposits in 2025. We cover the criteria, documentation, perks, and application steps as simply as possible. This guide will enable you to obtain residency in the UAE and allow you to prioritize your business setup in Dubai.

Understanding the Golden Visa UAE through Investment

This is a self-sponsored Golden Visa UAE through a Fixed Deposit. There is no local sponsor or employer needed. Guaranteed residency permit for investors to keep the UAE economy stable. Allow intelligent, prospective investors into the UAE.

Top Benefits of the Golden Visa for fixed deposit UAE highlights:

• Long-Term Residency: Over 10 years of residency with the visa renewed with no hassle.
• Self Sponsorship: No need to secure a local partner or employer to apply.
• Family Sponsorship: Your spouse, children, and even domestic helpers can be sponsored under this visa.
• Travel Freedom: No limit is placed on how long you can remain outside the UAE without losing residency.
• No Taxes: Enjoy the benefits of no personal and business income tax in the UAE.

What Is the Most Important Requirement for the Golden Visa Dubai Fixed Deposit?

In order to achieve the Golden Visa, you have to open a bank account with a licensed UAE bank and deposit 2 million AED, which must be untouched for two years.

A certificate stating your fixed deposit will be done will be provided by the bank. Through savings, this Golden Visa allows you and your family to live, work, and study in the UAE, one of the most developed and safest countries in the world. 

The peace of mind and the quality of life that the Emirates offers investors in this category are among the main reasons why it is so sought after.  

Who is Eligible for the UAE Golden Visa Through Bank Deposit in 2025?

Issuance of the Golden Visa is an opportunity that the UAE provides to investors interested in long-term residency with minimal risk and safe investment. Within the UAE, your funds will be safe and protected as you enjoy this visa that will allow you to live in tranquility.  

To acquire the Golden Visa UAE through investment in 2025, the following conditions have to be satisfied:  

• Minimum Age: 18 years.  
• Investment Amount: Fixed deposit of AED 2 million or more in a UAE bank.  
• Proof of Finances: Sufficient funds to cover the required period must be deposited and kept untouched.  
• Clear Record: Must have no criminal or legal history.
• Health Requirements: Medically fit and provided health insurance for the UAE. Also, a medical fitness certificate must be provided.

All the Golden Visa Dubai fixed deposit requirement should be fulfilled.

Tip: Suitable for investors seeking reliable returns with minimal risk, the UAE Golden Visa Fixed Deposit is much safer and straightforward than investments in real estate or businesses, and while you and your family live in the UAE, you will enjoy the Golden Visa Fixed Deposit UAE benefits.

Having the long term investment Visa Dubai 2025 allows you to enjoy long residency while your deposit is secured, and your family enjoys the residency benefits with you on the same visa. 

Documents Required for Golden Visa Fixed Deposit 2025  

Ensuring you have the proper documentation is vital for a smooth and timely application process for the Golden Visa via Fixed Deposit.  

For this, you must provide the following:  

• Passport: valid for 6 months.  
• Emirates ID: only for those living in the UAE.  
• Bank Fixed Deposit Certificate: Proof of your fixed deposit in a UAE bank and issued by the bank after you deposited the money.  
• Proof of Financial Position: This can include bank and/or income statements.  
• Medical Certificate: Must be issued by an accredited health center in the UAE and should state your health condition.  
• Health Insurance: Must meet the Health Insurance requirements of the UAE.  

Paperwork is thoroughly organized and processed faster to prevent unnecessary delays or even rejection.  

Complete documentation facilitates the approval of your application for the Golden Visa. This means you’ll have long-term residency and be able to relax.  

Step-by-Step Application Process for UAE Golden Visa through Fixed Deposit

Step 1: Check for Eligibility

• Must be an adult (18 years or older).
• In order to get the Golden Visa via savings, you should be able to keep an amount of AED 2 million (Emirates Dirham) in a bank in the UAE for 2 years without withdrawing or losing the amount.
• No criminal record.
• Must prove the source of the AED 2 million.

Step 2: Open a Fixed Deposit Account

• Go to a selected or licensed bank in the UAE and open a fixed deposit account, and tell the bank official that you intend to make an AED 2 million deposit.
• Ask the bank to issue you a letter for your bank official that certifies the deposit.

Step 3: Document Preparation for Golden Visa UAE through investment

The document preparation should also include the following:

• Copy of your Passport.
• The letter that the bank issued to you.
• Bank account statement.
• A medical fitness certificate (done in the UAE).
• A Golden Visa application form (you may get this through ICP UAE or GDRFA Dubai).

Step 4: You May Submit Your Application

• This application is to be submitted for the Golden Visa. 
• This application may be done electronically in the ICP UAE or GDRFA Dubai.

Step 5: Complete Your Medical Test and ID procedures for the Emirates ID

• Complete your mandated medical test in the designated GDRFA Dubai health Emirates
• Complete the biometric capture for your Emirates ID.

Step 6: Visa Approval and Stamping  

• When approved, a passport will have a 10-year residency visa stamped onto it.  
• This allows one to live, work, and study in the UAE.  
• The family can be sponsored, too.  
• This comes with the privileges of earning an income with no taxes and obtaining many services within the UAE.  

The whole procedure lasts, on average, 3 to 4 weeks, assuming all the necessary documentation is in order.

Benefits of the Golden Visa for Fixed Deposit UAE Holders

A Golden Visa for fixed deposit UAE is more than just a residency visa. The Fixed Deposit Golden Visa is more than a residency visa. It is the assurance and the privilege of being able to live with your family and offer them value and economic security.

Here are some of the perks this Golden Visa offers:

• Long-Term Residency:

The 10-year UAE residency through fixed deposit is guaranteed, which means you get to keep working and your investments are stable and easily renewed.

• Family Sponsorship:

Your spouse and children, as well as your domestic help, are entitled to the same perks and can join you to live together.

• Travel Flexibility:

You can travel as much as you want to and stay out of the UAE, and your residency will still be valid. This is especially perfect for investors and frequent travelers.

• Tax-Free Income:

You will get all your income and profit, as the UAE does not impose tax, which means you can keep all your earnings.

• Safe Investment:

Your funds in the UAE bank fixed deposits are safe and earn guaranteed returns. This is a better alternative than considering high-risk other investments.

• No Sponsor Needed:

You can apply on your own without a local business partner or sponsor.

• Loan Options:

Some banks allow you to take a loan against your fixed deposit, which can help you to start a business or invest more while your deposit remains untouched.

• World-Class Facilities:

You have hospitals, schools, public services, and shopping that are high quality, and you enjoy a high-quality lifestyle at your comfort.

UAE’s Golden Visa via Savings 2025: Why Fixed Deposit is the Most Popular Option

The 2024 changes triggered the promotion of ‘safe and smart ways’ to invest. The Golden Visa, particularly the fixed deposit option, is one such investment opportunity promoted by the UAE government.

Of all the investment avenues, a fixed deposit is the least risky and least time-consuming commitment. As an investment, you make a deposit at a regulated bank in the UAE and receive bank interest on your deposit.

Globally, the fixed deposit option attracts the most clientele for individuals planning to relocate to the UAE. 

This is ideal for the clientele due to the return on investment, which is a 10-year UAE residency through fixed deposit for you and your family, giving you the right to live, work, and study in the country.

Predictability of returns and simplicity in processes have, however, contributed to the popularity of the option among investors seeking visas.

Expanding Career and Investment Opportunities through the Golden Visa

The Golden Visa opens many avenues in your career and business. You can now do the following: 

Property Ownership

Enjoy all the rights to own, buy, sell, and manage land and buildings all over the country without a local partner.

Business and Job Freedom

You can now freely manage and own businesses, and work on contracts for different companies, while still holding a work visa.

Best Sectors to Work in

You can now freely manage and own businesses in the following sectors: 

• Finance and banking. Ex: DIFC.
• Tech and innovation: Dubai Silicon Oasis.
• Real estate and construction.
• Tourism & Hospitality, including high-end hotels.

Financial Benefits:  

• There are no taxes on your income or profit.  
• Your estate is left to your family tax-free.  
• Financial planner access for your savings and investments.

Common Mistakes to Avoid When Applying for the UAE Golden Visa Through Bank Deposit  

When applying for the UAE Golden Visa via a fixed bank deposit, certain mistakes will delay or even halt the process. 

The following are the most notable:  

• Documentation: Always assemble all the necessary documents, including passport, medical documents, and bank fixed deposit documents. The omission of critical documentation will cause delays.  
• Statements of accounts: Kindly ensure your bank deposit records are accurate and match the records you previously submitted. Inaccurate records will cause complications later.  
• Attestation: All relevant and important documents must be stamped and attested. Documents that are not attested will result in a visa application denial.  
• Compliance: Criteria surrounding the application must be observed. For example, the minimum investment amount is AED 2 million, and the applicant should be at least 18 years old.  

Renewing and Keeping Your Golden Visa Stable  

• The Golden Visa permits you to live, invest and manage business setup in Dubai for 10 years.  
• To guarantee you won’t lose your residency status, you should renew your visa 6 to 12 months before it expires.  
• To ensure their visa status remains active, you must renew their visas along with yours.  
• For faster and efficient renewal processing, include all necessary documents and proof of bank deposits and health insurance.  
• To maintain the stability of your residency and investment in the UAE, ensure proper planning and documenting.  

Why Consider the PRO Services in Dubai for the Visa Process?  

Obtaining the UAE Investor Visa through bank deposit is complicated. PRO Services in Dubai help simplify and speed up the process.  

What Services Do They Provide?  

• Eligibility Assessment: They check your age, investment, and legal documents to determine if you meet the Golden Visa Dubai fixed deposit requirement.
• Document Handling: They will gather, write, and get the official endorsements to make certain that each item is fine/submitted.
• Application Submission: They apply/request/submissions to the right government bodies to lessen the chances of mistakes.
• Assistance with Medical & ID: They help you schedule/organize your medical checks/appointments and the Emirates ID biometric submission.
• Family Sponsorship: They help you with the streamlined and organized paperwork if you want to declare your spouse, children, or domestic help.

PRO Services Dubai will help lessen the problems you will likely have and raise your chances of getting the long term investment visa Dubai.

Frequently Asked Questions:

Q1: How much amount is required for the Fixed Bank Deposit to apply for the Golden Visa in the UAE?

You need AED 2 million in a fixed deposit in any UAE Bank, and the amount should not change for at least 2 years to maintain the Golden Visa UAE eligibility. 

Q2: How to get a Golden Visa UAE by making a fixed bank deposit?

You deposit AED 2 million to a selected UAE bank, and the bank should give you a certificate that confirms the deposit. Then, you could submit the certificate to the immigration authorities to get the 10-year, renewable residency visa UAE. 

Q3: Can I take out the fixed deposit amount before the Golden visa UAE period ends?  

You cannot. If you do take out the fixed deposit amount, you will lose the Golden Visa UAE eligibility. Your visa could also be cancelled.  

Q4: What are the benefits of the fixed bank deposit to get the UAE Golden Visa?  

It is very low risk and simple. It is easier to get the Golden Visa UAE without the hassle of managing a business or properties. It is great for people that want easy residency.

Q5: What are the estimated costs of the Golden Visa UAE and how long does it take to get the Golden Visa via fixed deposit?  

Regarding the fees of Golden Visa UAE, they normally cost between AED 4,500 and AED 6,000, plus another AED 220 which will be for the biometrics. After you submit everything, the first step will take 5 to 7 business days.

Conclusion: Secure your future with the UAE Golden-Visa 2025

For anyone seeking to gain long-term residency in the UAE, obtaining the UAE Investor Visa through bank deposit is the best option. It grants you a 10-year residency visa, which permits you to stay, work, and study in the UAE for a guaranteed residency of 10 years, and a guaranteed bank deposit of AED 2 million.

You gain a steady and peaceful life in the UAE, which is one of the safest and most developed countries. You get to travel wherever you like and feel free to invest in the UAE. There’s no income tax and guaranteed safety for your investments. You can also bring your family along to the UAE.  

Business setup consultants in Dubai help you complete the application process faster and easier. They give you step-by-step help for everything and make sure it’s all done.

This is to safeguard your future and live a protected and rewarding life in the UAE with your family. Relocation with your family to the UAE is protected and rewarding. Obtaining the Golden Visa is your first step toward a life of endless opportunities. Do it now.