Golden Visa for Property Investors (Property Over AED 2M Worth)

The Golden Visa for property investors UAE is great news for anyone hoping to reside in the UAE for an extended period. Property investors owning assets worth over AED 2 million can now obtain a 10-year visa that can be renewed later. As a result, you won’t need to have your visa renewed every two years. It is the government’s way of acknowledging all the investments you have made. There’s just one thing you need to keep your stay longer.

All that to say, what’s the point? This visa allows you to live in Canada without a sponsor or a job. You have the chance to purchase property, invite your loved ones, and make your home in one of the most modern and secure countries. When you obtain the Golden Visa for property investors UAE, you’re given the chance for a better way of life.

Benefits of Holding a Golden Visa

What makes the Golden Visa AED 2M property path popular with many people? The reason is that the upside is tremendous:

1. 10-year residence without the need for frequent renewals

Stay up to 10 years with your visa. In fact, because of this, you don’t usually have to renew it every year, unlike other types of visas in the UAE.

2. No local sponsor is required

Unlike other visa types, you don’t need an organization based in the country to sponsor you. Therefore, you are completely in charge of your stay and visa.

3. Family sponsorship 

You can sponsor your entire family. People in domestic work can settle in Switzerland as well. That means you get to live around the people who are closest to you.

4. Open bank accounts easily

Having this visa, banks believe you are a reliable customer. Consequently, it’s much simpler and faster to set up a bank account in the UAE.

5. Get your driving license quicker

Working on the Golden Visa gives you preference. You can get your UAE driving license much more rapidly than in other countries.

6. Getting health and educational services

Access to some of the world’s best hospitals and schools is possible. Additionally, Golden Visa holders can access most public and private services more easily in the UAE.

7. Property Freedom

Maximum freedom to buy, sell, or occupy your property is available to you. As a result, you can make all the real estate decisions yourself in the UAE.

8. No income tax

You get to use what you earn. UAE workers are exempt from paying income tax. As a result, every month, you’re left with more money in your pocket.

9. Stay outside the UAE for over 6 months without a visa cancellation

A long stay in another country normally leads to your visa being canceled. A Golden Visa gives you permission to be away from the UAE for longer periods and still keep your residency status.

As a result, investors from around the world are considering purchasing UAE residency by property purposes.

Golden Visa Through Property Investment

If you buy a UAE visa through property investment worth AED 2 million or greater, you can get a visa. For example:

• An immediately available place to live
• Investment properties worth more than AED 2M
• These are properties that are currently under construction and have received approval from the developers.
• Now, mortgages in Canada (2024) no longer require a 50% down payment rule.

If your property is valued at AED 2M or more, you’re all set to apply for the Golden Visa eligibility property. You are allowed to use a bank loan as long as the government approves the bank.

A straightforward way to become a long-term resident in the UAE is by purchasing a property. Additionally, homes appreciate over time — that makes it a smart investment as well.

Dubai-Specific Real Estate Investment Path

Now, we’ll look at Dubai, the center of the UAE.

There is significant growth occurring in Dubai’s real estate industry. When you invest in this market, you’re not only getting a house but joining a major world hub. With the Dubai property investment visa, you can:

• Purchase property for your home, including villas, apartments, and townhouses.
• Decide on ready or off-plan units
• Get your mortgage finance through local banks.
• Have your visa for the GDRFA Dubai property visa processed quickly.

Residents of Dubai enjoy excellent rental income, modern buildings, and top-notch amenities. It’s clear why many investors go for the Dubai real estate visa option.

Requirements for Acquiring a Golden Visa

It’s easy to obtain the Golden Visa for property investors UAE by simply following these basic steps.

1. Property value must be AED 2 million or more

You must have property worth at least AED 2 million to qualify. For this reason, it’s important to confirm the market price before making an application.

2. Must have a title deed from the Land Department

The Dubai Land Department provides you with a title deed. Your property must be listed in your name and completely registered.

3. Property can be jointly owned with a spouse 

You can buy the property either by yourself or with your spouse. The names on both sides should be included on the title deed for them to qualify.

4. Off-plan allowed (must be 50% paid)

Off-plan properties are a permitted option. Even so, you should have evidence that at least 50% of the property’s total value has changed hands.

5. If mortgaged, get a NOC from the bank

If mortgage money was used to buy your property, you should have a clearance document from the bank first. Ensure it indicates that you have invested AED 2 million or more.

6. Medical insurance is mandatory

Every applicant must also have up-to-date health insurance. If you don’t have it, your application could fail. So, secure one before you apply.

Here are the essential UAE property visa requirements. You may qualify for a banker’s mortgage even if you’re using money from savings or a loan.

Who Can Apply for a Golden Visa in the UAE?

Worldwide investors are invited to look at investment opportunities in the UAE. If you are thinking to yourself, “Can I apply for Golden Visa UAE?” — here are the people who can do that:

• People from other countries who invest AED 2M or more in real estate
• Minimum net wealth for each couple owning property jointly is AED 1 million each
• People who own property after being granted a mortgage by a UAE bank
• Off-plan real estate can only have investors if the value meets their threshold

You don’t have to be extremely wealthy to apply for this visa. People who want to build their wealth through stable stocks are in luck.

Cost of the Golden Visa UAE

Let’s take a close look at how much it costs for a Golden Visa in the UAE, no surprises included:

Item Cost (AED)

• DLD Golden Visa Fee 8,300
• Medical Test 750
• 10-Year Emirates ID 1,200

Total 10,250

• It doesn’t include insurance, PRO service, or agent fees.

In addition, banks add processing fees if you get the loan through a mortgage. Therefore, meet with an expert who can offer you good advice first.

How to Apply for a Golden Visa

Obtaining a UAE visa for investors can seem daunting at first. But using these successful steps is not difficult. The first step is to obey the guidelines. After that, you need to send your applications and papers. Then, all you need to do is wait.

1. Buy property worth AED 2M or more

Starter 1 requires you to invest in one or more properties with a value of AED 2 million. Choosing between cash and a mortgage is your option. However, it’s good to reach out to the approved developer before doing anything.

2. Get a title deed and NOC (if mortgaged)

After that, the title deed for the land should be collected from the Dubai Land Department. If your property is mortgaged, you need to have a No Objection Certificate (NOC) approved by the bank.

3. Apply through GDRFA or the Dubai Land Department

Then, register your application on the GDRFA portal or the Dubai Land Department site. Either of them is okay. You’ll get your results faster if you upload all your files correctly.

4. Take a medical fitness test

As soon as you have applied, arrange a medical test. You have to do it by law. Go to an authorized clinic. When you finish, you’ll receive your medical fitness certificate in just a couple of days.

5. Sign up for health insurance

You also need to have health insurance. Any approved provider in the UAE can be your choice. If you do not have insurance, your visa application will not be processed. Therefore, ensure that you complete this step.

6. Apply for Emirates ID

Now, write an application for your Emirates ID. Almost every action you perform in the UAE begins with your ID. Come to the typing center or apply for the course online. After that, use fingerprint scanning to identify the users.

7. Apply and wait for approval

In the end, pick up your full application along with all the required documents. Let the customer wait until things have been approved. Usually, the process takes a few weeks. While waiting, visit your online application account often.

That’s it! Typically, individuals receive their UAE Golden Visa 2025 within 2 to 4 weeks. If you hire a PRO services company in UAE, your tasks can be achieved even faster.

PRO is Here to Help

Visa application in the UAE may seem challenging. You will need to complete various types of paperwork, obtain approvals, and visit government offices. That’s the reason PRO services exist. The process is simpler when you have a PRO. They handle your visa application, schedule appointments, and liaise with the relevant government offices on your behalf. They also handle translating and legalizing your documents. The help you receive can help you obtain your visa more quickly. Not everyone knows how to start their paper. For this reason, they rely on a reliable PRO service in Dubai.

What’s great is that some business setup in Dubai manage everything, including buying property and applying for a visa. In essence, a PRO takes care of your tasks, allowing you to focus on other things. That is why it’s a good decision.

FAQs

Q1: Can I utilize two properties to qualify for the AED 2M rule?

Yes, you can. You can even combine two or more properties if their combined value is AED 2 million or above.

Q2: Do I have to pay the entire amount for the mortgage?

No. Previously, a 50% down payment was required. However, in the year 2024, that condition was altered. Lower costs are also now acceptable to the authorities.

Q3: Can I include my family in my visa?

Yes. First, obtain your property visa. Then, you can sponsor your spouse, children, and even housemaids on the same visa scheme.

Q4: What if I sell the property before the time?

You are required to keep it for 2 years. Otherwise, selling it ahead of time will negate your visa. So, check the regulations first before selling.

Q5: Can I obtain this visa if my property is still under construction?

Yes. But, you must demonstrate that 50% of the value of the property has already been paid. This rule avoids incomplete investments.

Q6: Can I reside outside the UAE and retain the visa?

Yes, you can. Nevertheless, you should travel to the UAE at least once every six months. Otherwise, your visa might be canceled.

Q7: Do I need to purchase through a particular developer?

No, you don’t. However, it’s advisable to opt for RERA-approved developers. In this way, your property remains secure and complies with all legal regulations.

Q8: Can I work in the UAE on this visa?

No, you can’t work. But you can start a business or work as a freelancer. To work legally, you need to obtain a work permit separately.

Conclusion

The Golden Visa for property investors UAE is a shrewd method to secure your future. You get a 10-year visa, more freedom, and better lifestyle options — all for investing in property that can grow in value. Dubai and the UAE are ready to welcome you. If you’ve ever dreamed of owning property and gaining long-term residency UAE, this is your chance. So, whether you’re looking to live here, invest, or retire, the Golden Visa AED 2M property route makes it possible.

Need assistance? Let one of our reliable professional services companies in the UAE or a business setup in Dubai handle the legwork for you. You pursue your aspiration — we’ll take care of the paperwork. Get set to open your future in the UAE. Start your UAE visa through property investment today.